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Personal Loan Rates

Personal & Other Loan Rates

Table data for Personal & Other Loan Rates
 Effective 12-21-2024
Loan Type APR as low as1 Alert Me
Personal Loan 3.99%
Education Loan 7.44%
Home Improvement Loan 6.24%
Agricultural Loan2 8.84%
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

For a $3,000 Personal loan for a term of 36 months with an 3.99% APR, the monthly payment will be $88.56.

For a $3,000 Education loan for a term of 36 months with an 7.44% APR, the monthly payment will be $93.51.

For a $3,000 Home Improvement loan for a term of 36 months with an 6.24% APR, the monthly payment will be $91.82.

For a $10,000 Agricultural loan for a term of 36 months with an 8.84% APR, the monthly payment will be $318.33.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.↵
  • 2Agricultural Used. Maximum loan terms: current or 1 year old, 60 months; 2–4 years old, 48 months; 5–10 years old, 36 months. No units financed over 10 years old. Maximum loan amount is $49,999.99.↵

Table data for Share and Money Market Secured
 Effective 12-21-2024
Loan Type Rate Margin APR as low as1 Alert Me
Share Secured 3% above Regular Share rate 3.15%
Money Market Share Secured 3% above the Money Market Tier rate for balances of $100,000 and above 3.30%
  • 1APR = Annual Percentage Rate. The rates stated are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.↵

Table data for Easy Cash Line of Credit
 Effective 12-21-2024
Term Variable APR as low as1 Alert Me
Revolving 9.99% - 17.04% Receive a notification when this rate changes
  • 1APR = Annual Percentage Rate. The rates stated are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.↵

Rates

Rates