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Car, Truck, and Motorcycle Rates

Car & Truck Loan Rates

Table data for New Car & Truck Rates
 Effective 12-21-2024
Auto, Truck, Van Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2		 Alert Me
1–36 months 2.24% $28.75
37–51 months 2.49% $20.68
52–63 months 2.54% $16.97
64–75 months 3.29% $14.77
76–84 months3 4.05% $13.69
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Current or previous two model years are considered "NEW" if the vehicle has never been titled.

  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.↵
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.↵
  • 3Minimum loan amount is $20,000↵

Table data for Used Car & Truck Rates
 Effective 12-21-2024
Auto, Truck, Van Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2		 Alert Me
1–36 months 2.54% $28.88
37–51 months 2.69% $20.77
52–63 months 2.79% $17.08
64–75 months 3.49% $14.86
76–84 months3 4.19% $13.76
APR = Annual Percentage Rate. The rates stated above available on approved credit for model years of up to two years old. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.  

Maximum loan term for used vehicles between three and seven years old is 75 months. Maximum loan term for used vehicles eight years or older is 63 months.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.↵
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.↵
  • 3Minimum loan amount is $20,000↵

Motorcycle Loan Rates

Table data for New Motorcycle Rates
 12-21-2024
Term Loan Amount Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2		 Alert Me
1–72 months $20,000 and up 4.19% $15.73
1–60 months $12,500 to $19,999 4.44% $18.62
1–60 months $7,500 to $12,499 4.69% $18.73
1–60 months Up to $7,499 4.94% $18.84
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.↵
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.↵

Table data for Used Motorcycle Rates
 12-21-2024
Term Loan Amount Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2		 Alert Me
1–72 months $20,000 and up 4.69% $15.96
1–60 months $12,500 to $20,000 4.94% $18.84
1–60 months $7,500 to $12,500 5.19% $18.96
1–60 months Up to $7,500 5.44% $19.07
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.↵
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.↵

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