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Boat, RV, and Off-Road Vehicle Rates

Boat Loan Rates

Table data for New Boat Loan Rates
 Effective 12-12-2024
Term Loan Amount APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–180 months $75,000 and up 4.39% $7.59
1–180 months $50,000 to $74,999 4.64% $7.72
1–144 months $25,000 to $49,999 4.89% $9.19
1–84 months $10,000 to $24,999 5.14% $14.20
1–72 months $5,000 to $9,999 5.39% $16.29
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.

Table data for Used Boat Loan Rates
 Effective 12-12-2024
Term Loan Amount APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–180 months $75,000 and up 5.14% $7.98
1–180 months $50,000 to $74,999 5.39% $8.11
1–144 months $25,000 to $49,999 5.64% $9.57
1–84 months $10,000 to $24,999 5.89% $14.56
1–72 months $5,000 to $9,999 6.14% $16.64
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.

RV Loan Rates

For Travel Trailer Campers, Fifth-Wheel, Sport Utility RV, and Type A or C Motor Home Loans

Table data for New Large RV Loan Rates
 Effective 12-12-2024
Term Loan Amount APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–180 months $75,000 and up 4.39% $7.59
1–180 months $50,000 to $74,999 4.64% $7.72
1–144 months $25,000 to $49,999 4.89% $9.19
1–84 months $10,000 to $24,999 5.14% $14.20
1–72 months Less than $10,000 5.39% $16.29
Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans

APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.

Table data for Used Large RV Loan Rates
 Effective 12-12-2024
Term Loan Amount APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–180 months $75,000 and up 5.14% $7.98
1–180 months $50,000 to $74,999 5.39% $8.11
1–144 months $25,000 to $49,999 5.64% $9.57
1–84 months $10,000 to $24,999 5.89% $14.56
1–72 months Less than $10,000 6.14% $16.64
Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans

APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.

For Pop-Up and Expandable Camper, Truck Bed Camper and Type B Motor Home Loans

Table data for New Small RV Loan Rates
 Effective 12-12-2024
Term Loan Amount APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–96 months $50,000 and up 4.64% $12.49
1–84 months $25,000 to $49,999 4.89% $14.08
1–84 months $10,000 to $24,999 5.14% $14.20
1–72 months Less than $10,000 5.39% $16.29
Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans

APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.

Table data for Used Small RV Loan Rates
 Effective 12-12-2024
Term Loan Amount APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–96 months $50,000 and up 5.39% $12.85
1–84 months $25,000 to $49,999 5.64% $14.44
1–84 months $10,000 to $24,999 5.89% $14.56
1–72 months Less than $10,000 6.14% $16.64
Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans

APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.

Off-Road Vehicle Loan Rates

For Jet Ski, Snowmobile, Dirt Bike & ATV Loans

Table data for New Off-Road Vehicles
 Effective 12-12-2024
Term Loan Amount APR as low as1 Monthly Payment
per $1,000 borrowed2
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Up to 60 months $20,000 and up 6.99% $19.80
Up to 60 months $12,500 to $19,999 7.24% $19.91
Up to 60 months $7,500 to $12,499 7.49% $20.03
Up to 60 months Less than $7,500 7.74% $20.15
Jet Ski, Snowmobile, Dirt Bike & ATVs

APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.

Table data for Used Off-Road Vehicles
 Effective 12-12-2024
Term Loan Amount APR as low as1 Monthly Payment
per $1,000 borrowed2
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Up to 60 months $20,000 and up 7.49% $20.03
Up to 60 months $12,500 to $19,999 7.74% $20.15
Up to 60 months $7,500 to $12,499 7.99% $20.27
Up to 60 months Less than $7,500 8.24% $20.39
Jet Ski, Snowmobile, Dirt Bike & ATVs

APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $305,250 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.