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Credit Card Rates

Visa® Credit Card Rates

Table data for Credit Card Rates
 Effective 11-21-2024
Variable APR as low as1 Annual Fee Alert Me
Visa Platinum Preferred 8.99%–16.99% $0
Visa Platinum Preferred Rewards 10.49%–17.49% $0
Visa Cash Back 11.24%–17.49% $0
Visa Platinum Preferred Student 13.99%–15.99% $0
Visa Platinum Preferred Starter 13.99%–15.99% $0
Classroom Supply Visa 3.25% $0
All rates subject to change without notice.
  • 1APR = Annual Percentage Rate. The rates stated are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Visa Cash Back Credit Card Agreement

Visa Credit Card Agreement

Table data for Visa Share Secured
 Effective 11-21-2024
Visa Share Secured Variable APR1 Alert Me
This rate is 1% above the Wall Street Journal Prime Rate not to exceed 5% above the current dividend rate on Regular Share Accounts. 4.25%
1APR = Annual Percentage Rate. The rates stated are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Visa Credit Card Agreement

Table data for Visa Money Market Secured
 Effective 11-21-2024
Visa Money Market Secured Variable APR1 Alert Me
This rate is 1% above the Wall Street Journal Prime Rate not to exceed 5% above the lowest Money Market tier rate. 4.25%
1APR = Annual Percentage Rate. The rates stated are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Visa Credit Card Agreement

Table data for Business Visa Rates
 Effective 11-21-2024
Variable APR as low as1 Annual Fee Alert Me
Business Visa 10.49%–17.49% $0
All rates subject to change without notice.
  • 1APR = Annual Percentage Rate. The rates stated are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Visa Credit Card Agreement