- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Branch Appointment Requests
Alert!
We are currently experiencing higher-than-normal call volume. Please consider Online/Mobile Banking for routine inquiries.
Riverside Branch will be temporarily closed starting 1/8/2021 and is anticipated to reopen on 1/11/2021. We apologize for the inconvenience.
The banking system will be down for maintenance, beginning at midnight Saturday until approximately 3:00am Sunday.
Other Loans
Credit Builder Loans
Whether you're starting out or starting over, we offer loans to help build your credit history.
Build your credit. Lower your rate.
Sometimes, financial hardships and credit obstacles make it challenging to meet obligations. Unforeseen events such as job loss, divorce or an illness can result in unexpected bills or late or missed payments. At APGFCU, we understand that life challenges happen, and we want to help you get back on track.
Our Credit Builder program is designed to help members like you who have had credit obstacles but who demonstrate a commitment to repay their loans on time. Our goal is to help every member achieve financial success and the Credit Builder program is one way APGFCU does that.
If you’re having difficulty securing financing, the APGFCU Credit Builder Program may be right for you. The Credit Builder program offers secured and unsecured loans with reasonable interest rates and manageable repayment periods. We’ll work with you to put you in the right loan and get you back on track. Plus, if you pay as agreed for one year, we’ll even lower your interest rate – automatically.
If you are ready to take control of your credit, contact us at CreditBuilder@APGFCU.com.
Membership eligibility requirements apply. Loan approval based on creditworthiness.
Share Secured Loans
Share secured loans are the easiest and most economical way to help build your credit history.
About Share Secured Loans
Let your savings work for you while you borrow against your account to consolidate debt, finance repairs, and more. Simply choose your loan amount and it will be pledged from your Share Savings or Money Market account.
It's a good way to build good credit history safely and responsibly.
Product Features
- Low, competitive rates
- No early payoff penalty
- Fixed monthly payments
OnSite Financing
OnSite Financing is designed to provide you with the value you expect from a local lender. OnSite Financing can help you fund the special purchases and services you need - when you need them most.
Financing Program Features:
- Financing decisions in 30 minutes or less1
- Low-interest rates
- Low monthly payments - terms up to 72 months2
- Financing up to $30,000
- No hidden fees or rate hikes
- Local, friendly loan officers
- Superior member service
1Actual financing application processing time is dependent on each applicant's credit history and submission of proper documentation.
2Annual Percentage Rate depends on the applicant's creditworthiness and eligibility. Payment Example: Borrow $15,000 @ 9.49% APR for 72 months for $274.05 per month.
Skip-A-Pay
Life is unpredictable and can disturb the funds for your loan payments — we understand. With APGFCU Skip-A-Pay, you can choose to skip one payment every 12 months on your personal, auto, home improvement, education, or recreational loans without penalty.
Finance charges (interest) will continue to accrue on a daily basis during the month the payment is skipped. Certain restrictions apply.
Get in Touch for More Information