Credit Union Certificate Calculator

Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information to calculate your annual percentage yield (APY) and ending balance.

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For more information about these financial calculators please visit: Dinkytown.net Financial Calculators from KJE Computer Solutions, Inc.

By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.

Financial Calculators from
Dinkytown.net

Certificate Calculator

*indicates required.

Initial deposit:*This entry is required.Enter an amount between $0 and $10,000,000

Length of certificate:*This entry is required.Enter an amount between 1 and 120

Rate:*This entry is required.Enter an amount between 0% and 20%

Compounding:*This entry is required.

Annual percentage yield (APY):

Total annual yield:

Total yield:

**FIG_GRAPHTITLE** Column Graph: Please use the calculator's report to see detailed calculation results in tabular form.

Your total is KJE1 after KJE2

Definitions

Initial deposit

The starting balance for your Certificate .

Length of certificate

The total number of months for this Certificate to mature.

Rate

The published rate for this Certificate. Make sure to enter the actual rate, not the annual percentage yield (APY).

Annual percentage yield (APY)

This is the effective annual rate earned for this Certificate. A Certificate's APY depends on the frequency of compounding and the rate. Since APY measures your actual earnings per year, you can use it to compare Certificate's of different rates and compounding frequencies.

Compounding

Earnings on your Certificate's accumulated returns. This calculator allows you to choose the frequency that your Certificate's income is added to your account. The more frequently this occurs, the sooner your accumulated income will generate additional returns. You may wish to check with your financial institution to find out how often returns are being compounded on your particular Certificate.

APG Federal Credit Union
PO Box 1176
Aberdeen, MD 21001

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.